OneMain

OneMain's app allows you to manage personal loans efficiently, featuring payment options, VantageScore monitoring, and spending tracking.

Last checked on September 27, 2026. We may earn a commission when you click through.

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✓ Convenient loan payment options on the go ✓ AutoPay feature for scheduled payments ✓ VantageScore monitoring updated monthly
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OneMain

OneMain

by One Main Financial 4.8 iOS Free
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Our Verdict

OneMain offers a solid app for managing personal loans, but its higher APRs may not suit everyone.

In-Depth Review

OneMain's app allows you to manage personal loans efficiently, featuring payment options, VantageScore monitoring, and spending tracking.

Pros

  • ✓Convenient loan payment options on the go
  • ✓AutoPay feature for scheduled payments
  • ✓VantageScore monitoring updated monthly
  • ✓Spending tracking with Trim by OneMain
  • ✓Free to download and use

Cons

  • ✗Maximum APR of 35.99% can be high
  • ✗Loan amounts limited to $1,500 to $20,000
  • ✗Not all applicants qualify for favorable terms
  • ✗Requires an active OneMain account
  • ✗Loans cannot be used for educational or business expenses

What Customers Say

4.8 ★ 97,281 reviews

Users appreciate the app's convenience but express concerns over high interest rates and approval difficulties.

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