Self offers a secured Visa® credit card and cash advances to help build credit and improve financial habits, with no credit check required.

Last checked on September 29, 2026. We may earn a commission when you click through.

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✓ No credit check required for the secured card ✓ Qualify for cash advances up to $100 ✓ Build credit with all three credit bureaus
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Self - Credit Builder & Cards

Self

by Self Lender, Inc. 4.8 iOS Free
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Our Verdict

Self is a practical solution for those looking to build credit while having access to cash, with high approval rates and no credit checks.

In-Depth Review

Self offers a secured Visa® credit card and cash advances to help build credit and improve financial habits, with no credit check required.

Pros

  • ✓No credit check required for the secured card
  • ✓Qualify for cash advances up to $100
  • ✓Build credit with all three credit bureaus
  • ✓High approval rates for applicants
  • ✓No hidden fees or monthly charges

Cons

  • ✗Cash advance limit is only $100
  • ✗Secured card requires a deposit
  • ✗Not ideal for those seeking high credit limits
  • ✗Monthly subscription fee of $25
  • ✗Limited to Visa acceptance

What Customers Say

4.8 ★ 333,062 reviews

Users appreciate the ease of use and quick approval, though some express concerns about the monthly fee.

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